I have taken one personal loan while I was posted to Mumbai as this loan was taken in 2006 I don’t have much details about the same. All I have with me is the below given details.
Name: Jaswinder Singh
Loan Amount: Rs. 1, 21,000/-
Tenure: 36 Months
EMI: Rs. 4920/-
I have requested bank to share details with us as due to this loan my CIBIL scoring has gone for a toss though I have paid every EMI.
From Citibank I came to know that there is an outstanding against this loan of amount Rs.3938/- though my EMI was Rs.4920/- I fail to understand how come outstanding is Rs.3938/-
However if there was any outstanding why bank has not contacted me & directly given data to CIBIL.
Also requested bank to send a copy if you have any proof of communication at that point in time on this outstanding as when I have paid all the amount why should I intend not to pay the said outstanding amount to Citibank.
I request you to provide solution to this issue.
Contact No.: 9971433228
IP: 126.96.36.199 / October 15, 2012 / 12:36 am