Citibank unethical practice

I have taken one personal loan while I was posted to Mumbai as this loan was taken in 2006 I don’t have much details about the same. All I have with me is the below given details.

Name: Jaswinder Singh
Loan Amount: Rs. 1, 21,000/-
Tenure: 36 Months
EMI: Rs. 4920/-

I have requested bank to share details with us as due to this loan my CIBIL scoring has gone for a toss though I have paid every EMI.

From Citibank I came to know that there is an outstanding against this loan of amount Rs.3938/- though my EMI was Rs.4920/- I fail to understand how come outstanding is Rs.3938/-

However if there was any outstanding why bank has not contacted me & directly given data to CIBIL.

Also requested bank to send a copy if you have any proof of communication at that point in time on this outstanding as when I have paid all the amount why should I intend not to pay the said outstanding amount to Citibank.

I request you to provide solution to this issue.

JASWINDER Singh
Faridabad, Haryana
Email: JASWINDER.hcl@gmail.com
Contact No.: 9971433228
IP: 182.68.189.197 / October 15, 2012 / 12:36 am

2 comments for “Citibank unethical practice

  1. ICF
    15/10/2012 at 5:49 pm

    Did you get a response from Citibank?

  2. jaswinder singh
    19/10/2012 at 2:07 pm

    yes i recieved mail from them but it is not saticfactory if you provide your email ID i can send the mail trail for your reference

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