City Finance loan over payment

In 2005 we purchase onida television by loan. loan sanction by city finance. EMI was 598 RS. per month. total EMI 24 Nos. 09 EMI advance means down payment 598X9=5382 I already paid. and 15 EMI paid by monthly installment. i already paid this 15 EMI. Means my loan complete. my loan compleate on 2007. there after in 2012 i am surprise. I applied for other loan and it was not sanction. because my name seen in cbill. i investigate this matter. and that time i call city finance for loan completion cirty, they tell me my loan was not completed my 02 EMI not paid. I tell city finance its not possible.

But they not able to give me satisfied answer. So please help me for this matter. you will checked my bank statement also its clearly indicate 15 EMI paid. SO check this matter and solve please.

Vipulkumar Patel
Tarsali,vadodara, gujarat
IP: / August 12, 2012 / 10:12 pm

1 comment

    • ICF on 13/08/2012 at 7:04 pm

    First reconcile the account at your end. If you have cleared the loan then you must be having records of cheque clearance or ECS. Once you have all the details with write to Citi Finance with the details you have and ask them to rectify the records at their end and provide you a ‘no outstanding’ certificate.

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