I have a home loan from ICICI Bank @10.1% floating rate. I got an offer from State Bank of India to transfer the loan @9.5% with a one time processing fees of Rs 5349/-. When I visited ICICI, they counter offered a rate of 9.55% with 0.5% of outstanding principle amount plus applicable taxes, which come around to be Rs 15000/-.
I am not able to understand if my loan is on flexible rate why back is charging me for drop down my interest rate?
Bharat Singh Negi
Gurgaon 122017, Haryana
18.104.22.168 / 23/02/2016 / 6:09 pm