HDFC Credit Card adds Smart Pay charges without consent

I took hdfc credit card. Before taking the card customer care told that there are no charges and no add-ons on it. The marketing guy who came just asked me to sign and did not tell anything about the smartpay addon. In the credit card statement they have added it and asking to pay. I asked them to cancel and said they will cancel it. But what about GST they added to me. I told them I will not pay GST since I did not opt it. Since they have added without my permission I told them i will not pay GST amount but they are asking me to pay it.

hari krishna
Vinayak nagarm HYDERABAD 500090, Telangana

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