Home Credit Finance not providing NOC after loan payment

I took finance for a mobile phone on 24-03-2015 from Home Credit Finance Company. I have purchase mobile phone from Rai Electronics Shop Jalandhar at ?12500/- and choose to pay EMI’s of 1230 for 9 months to Home Credit Company. My all EMI’s are cleared on 24th Dec. 2015.

Recently i need the NOC Latter from the above company for any Bank Issue. I request to the customer care executive to issue me NOC by email on 08-01-2016. The customer care executive noticed my requist and promiss to send me NOC by email with in 5-7 working days. Now it is going almost 10 working days but still i did not get any mail by company after many time requests. Infact today morning (20-01-2016) i again request to customer care executive and he promiss me that they will send me NOC by email till tonight 8pm at any cost, but still i dont get any mail by company.

I need the NOC very urgent for bank issue. But the company do not understand my problem.

I kindely request you to please help me to get the NOC from the company. I have already so much costs for delay the NOC latter. Please help me to get the same. I shall be very thankfull to you.

Bikramjeet Singh
Kapurthala 144602, Punjab
Email: bxxxxxxxxxxxxxxxxxxx8@gmail.com / 20/01/2016 / 8:38 pm


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  1. Dear Sir,

    Thank you for you query to Home Credit India Finance Pvt Ltd.

    In reply to your query, we would request you to please share your contract id/loan account number with us on our care id so that we can check your account and assist you accordingly.

    We are sincerely hope that the above resolution is to your satisfaction. Alternatively, please do not hesitate to contact out customer service team phone: 1800 121 6660, email:- care@homecredit.co.in should you need any further clarification.

    Your Sincerely
    Customer Care Team
    Home Credit India Finance Pvt Ltd

    • B Venkateswar Rao on 10/05/2017 at 10:13 am


    I have done my payment on 8th may 2017 with an amount of Rs 4000 and get an message stating that your payment has been done. However i getting calls from your agents and they are asking why my payment has not yet done..

    Below is the message that i received after i had done my payment..

    “” Thank you making payment of Rs4000.00 towards your contract ID 7411107036. For queries pls.call 18001216660. Rgds, Home Credit Team.””””

    Please do check and update your system and please do send me the NOC soon.

    Kind Regards,
    B Venkateswar Rao

    • noshad on 09/10/2017 at 1:05 am

    M not recive any hard copy by my emi payment noc latter mo send me my paper
    Regard noushad alam
    Mobile no. +918527281799

    • sameer on 29/12/2017 at 6:35 am

    Muje phone btaya 17000 ka 1820 ki 7 emi ka total hua 12740 or mera downpayment tha 5500 to ye phone muje 18240 ka ab mai kya kru jo btaya tha uss se jyada ka pd rha h muje kii to muje koi help kro

    • Sanjay Kishorilal Jaiswal on 13/02/2018 at 10:52 am

    Sir send me noc

    • Amit Kumar on 16/02/2018 at 12:40 pm

    My loan no 3300902110.
    Full payment done 2january2018.
    Pls send me my noc.

    • Baldev kumar on 22/02/2018 at 10:02 pm

    Sir I want to get noc from ur company and I have completed the loan of u so Pls send me noc on my mail I’d

    My mobile number is 7206748958
    U can search my loan account number by my mobile number

    • Samraj on 18/05/2018 at 6:33 pm

    Am finished my loan payment but still am not recive NOC certificate send me a NOC form in my mail my mail I’d is samraj1597[@]gmail.com

    • surjeet singh on 25/05/2018 at 10:01 am

    i have complete my loan amount but noc letter not me sended i am clear totaly loan amount clear

    so please sended the noc letter

    • Vishal humbad on 15/08/2018 at 12:41 pm

    i have complete my loan amount but noc letter not me sended i am clear totaly loan amount clear
    I am not applying next lone on Home credit
    Without noc

    so please sended the noc letter

    • Desai Raju Vinu bhai on 18/11/2018 at 1:53 am

    I have completed my loan amount but noc letter not me sended I am clear totaly loan amount clear I am not apply next loan on home credit without noc letter

    So plz sended noc letter

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