How to settle outstanding credit card account

I had a credit card with HDFC Bank and Axis Bank with outstanding amount of approx. 30,000 each. Due to job loss and financial constraint I had settled it for 22,000 and 21,000 respectively. Now, since I dont want to face problem for further loans in future, I want to repay the outstanding and keep my CIBIL score healthy. Is there a chance to repay? If done, can the CIBIL score be altered accordingly? Please help me in this.

Manjunath J
Daimond District, Old Airport Road, Bangalore 560016, Karnataka
Email: manju.giridhar[ / 01/09/2015 / 12:00 pm

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