Misguided by Kotak Life Insurance agent on life policies

The Agent had misguided us and did fraud with me, i have done three no.of policies in kotak life insurance i.e, rs 20,000, 15,000 , 15000. He told us that if You can’t give the premium after 1st year then you can withdraw the whole amount in the 2nd year. At the time of renewal when i told the head office that i can’t give anymore renewal please refund my whole amount.
Then they told me that you will not get any amount, you have to pay minimum three years as it is the locking period.
but when the agent has done my policy he did not informed me about this locking period. now i am in big problem, i am not getting the agent also,his phn no. is changed.

I was totally misguided and now i am in poor financial condition, i need your help. Please do something and help me to reund my whole amount.

Manisha shaw
SALKIA, HOWRAH 711106, West Bengal
Email: gxxxxxxxxxxx7@gmail.com / 01/09/2016 / 8:07 pm

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