Loan repayment with ECS in Home Credit Finance - India Consumer Forum

Loan repayment with ECS in Home Credit Finance

I buy Oppo F3 Plus mobile in Poorvika mobiles Basaveshwara Nagar and I have got loan from home credit Finance of rupees 11389.My loan number is 3709162467.1899 emi amount for 6 months due date every month 25th.First month I paid the EMI.second month they have applied for ECS on 25th October because of some reason I did not maintain the minimum loan amount on my account so ECS returns to them and I got ECS return charge of rupees 590 in my bank. After that they called me on 2nd november I told them I will pay on 5th november and she told me pay tomorrow or else your CIBIL score will be affected and I told her ok madam if I got the amount i will pay tomorrow or else I will pay on 5th november confirm and she told ok. On 5th November I have paid the EMI amount. After paying the EMI amount also they have put me ECS to my account on 6th november. I did not maintain the minimum balance in my account so he ECS returns again. After paying the EMI amount also they have Put me another ESC to my account.

Kiran U
Basaveshwaranagar, Bangalore 560079, Karnataka
Email: uxxxxxxxxxr@gmail.com



2 comments

    • Home Credit on 08/01/2018 at 7:17 pm

    Hi Kiran,

    This is in reference to your concern registered with Home Credit India.

    We wish to inform you that kindly share us the update bank statement so that we can check and assist you accordingly.

    For any further help, please contact us.

    Regards,
    Customer Care Team
    Home Credit India Finance Private Limited |Call – 1800 121 6660; Email – care@homecredit.co.in |Business Hours – Monday to Sunday, 9 AM to 8 PM.

    • Sandeep on 02/02/2021 at 1:03 am

    Dear sir/ ma’am my name is sandeep my contract no. 4007441712 my 590rs debited ? I’m all ready pay 2 installment pls return my 590rs I’m not satisfied your service please returned. And check your system.

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