Complaint regarding loan from Credit Sudhar - India Consumer Forum

Complaint regarding loan from Credit Sudhar

Few days back I received a call for loan of 1.5 Lakhs from credit Sudhaar. Mr Sxxxx Gxxxxxxx took documents and told that I will have to take plan of 19k .I agreed because of low cibil score. As per communication he told that there is outstanding of 47k in HDFC which they will pay and rest amount will be credited to my account. Later loan was only sanctioned 47k with plan of additional 27k and processing fess of 3k and insurance of 700. I declined that on mail but started receiving call from seniors and later they said that they will allot the consuller and will do Balance transfer after 6 months. I wrote this on mails and asked them to go ahead. Loan was disbursed on 18th of Nov but was submitted on 28th Nov despite of regular follow up. Now they have debited the emi on 1st Dec. Now when I asked them why you took advance EMI they are not giving proper reply also no consoller has been allotted. Also when I asked them to give copy of agrrement and security cheques they are not giving. For loan of 47k they have charged me 27k as service charge with 3k processing fees and 700 as insurance. Also they are using foul languages.

Prakash Singh Karki
Tilekar nagar, Pune 411048, Maharashtra

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